If you have spent decades building your savings and are now within 5 to 10 years of retirement or recently retired, you are likely starting to think differently about your financial future.

• How do I turn my savings into reliable monthly income
• How do taxes impact my withdrawals in retirement
• Am I fully prepared for this next stage of life

At The 611 Group, we help individuals and families in Largo and across Florida answer these questions with clarity and confidence.

Based in Largo, Florida, we work with retirees and pre retirees who want a clear and structured plan for the years ahead.

Most of our clients in the Largo area share a few things in common

• They are between 55 and 70 and either nearing retirement or already there
• They have saved consistently and want to avoid costly mistakes
• They have $350,000 or more in investable assets
• They want a plan, not just a portfolio
• They value having a trusted advisor they can rely on as life changes

Some are long time Florida residents preparing for retirement.

Others have recently relocated or are planning to spend more time in Florida and want to make sure their financial plan reflects that transition.

Many of the families we work with split their time between Ohio and Florida throughout the year and want a plan that supports that flexibility.

Willie Schuette lives and works in Largo for much of the year, giving him firsthand experience with the financial and lifestyle considerations that come with retirement in Florida.

Many come to us after years with a large firm or broker and realize they have never had a true retirement income plan. They have investments, but no clear strategy for turning them into income.

Others come to us at key decision points

• A retirement date approaching
• A pension or Social Security decision
• A 401k rollover
• A recent move or lifestyle change

As you approach retirement, there are a few key areas that need to work together.

Investment Management
Aligning your investments with your goals so your money supports your retirement.

Protection Planning
Helping protect your income and assets from market changes and unexpected events.

Tax-Efficient Planning
Identifying ways to reduce the impact of taxes on your withdrawals and investments over time.
We coordinate with your tax professional and do not provide tax advice.

Cash Flow Planning
Making sure your income covers your expenses and everything works together smoothly.

Legacy Planning
Helping ensure your assets are passed on according to your wishes.
We work alongside estate planning attorneys and do not provide legal advice.

Charitable Giving
Helping you support the causes you care about in a thoughtful and tax-aware way.

Local and Accessible
Willie Schuette lives and works in Largo for much of the year. This is not just a place we serve, it is a community we are part of. We work closely with individuals and families throughout the area and understand the financial decisions that come with retiring in Florida.

Independent Advice
We are not tied to a single company or product. Our recommendations are built around your situation

Focused on Retirement
We specialize in helping people in this stage of life, which allows us to provide clearer guidance and better long term planning

We work with clients throughout the Largo area and across Florida, including Clearwater, Seminole, St Petersburg, and surrounding communities.

If you are approaching retirement and want a clearer, more structured plan, we would be happy to talk.

There is no cost and no pressure. Just a straightforward conversation about where you are and where you want to go.