If you have spent decades building your savings and are now within five to ten years of retirement or recently retired, you are likely starting to think differently about what comes next. Not just how much you have saved but how to make it last, how to structure your income, and how to make sure every part of your financial picture is working together.

At The 611 Group, we help individuals and families in Largo and across Pinellas County answer those questions with clarity and confidence. This is not just a market we serve. It is a community Willie Schuette calls home for most of the year.

Most of our clients in the Largo area share a few things in common.

They are between 50 and 75 and either approaching retirement or already there. They have worked hard, saved consistently, and want to make sure they are not leaving anything on the table. They want a real retirement plan, not just a portfolio. And they want an advisor they can actually talk to, someone who understands what life in this community looks like and is available when questions come up.

Some are long time Pinellas County residents who have been here for years and are ready to get serious about the financial side of retirement.

Others have recently relocated from Ohio, New York, Massachusetts, or another northern state and want to make sure their financial plan reflects their new Florida residency, from establishing domicile properly to taking full advantage of what Florida offers retirees.

Many of the families we work with split their time between Florida and up north throughout the year and want an advisor who understands that lifestyle firsthand. Willie lives it himself, spending most of the year in Largo and summers in Ohio.

People come to us at key moments in their financial lives. A retirement date that is getting close. A pension or Social Security decision that needs to be made. A 401k that needs to be rolled over. A recent move to Florida and a financial plan that hasn't caught up yet. Or simply the realization that they have never had a true retirement income strategy and it is time to build one.

As you approach retirement there are several areas that need to work together.

Retirement Income Planning
Turning your savings into a reliable income stream that supports your lifestyle throughout retirement.

Risk Management
Helping protect your income and assets from market changes and unexpected events.

Tax Advantage Planning
Making informed financial decisions with taxes in mind over time. We coordinate with your tax professional and do not provide tax advice.

Cash Flow Planning
Making sure your income covers your expenses and that everything works together smoothly.

Legacy Planning
Helping make sure your wishes are clear and your assets are organized for the people you care about. We work alongside your legal professionals and do not provide legal advice.

Charitable Giving
Helping you support the causes that matter to you in a thoughtful and intentional way.

Local and Accessible
Willie Schuette lives in Largo for most of the year. This is not just a place we serve, it is a community he is genuinely part of. He understands the financial decisions that come with retiring in Florida, the insurance landscape, the residency considerations, and the lifestyle that makes Pinellas County one of the most popular retirement destinations in the country, because he is living it alongside his clients.

Independent and Fiduciary Standard
We are not tied to a single company or product line. When acting as a fiduciary, Willie is legally required to act in your best interest. Our recommendations are built around your specific situation, not around what earns a commission.

Focused on Retirement
We specialize in helping people in this stage of life. That focus means clearer guidance, more specific answers, and a planning process built around the decisions that actually matter in retirement.

We work with clients throughout Largo and across Pinellas County including Clearwater, Seminole, St. Petersburg, Dunedin, and surrounding communities. We also serve clients who are relocating to the area from northern states and want to make sure their financial plan reflects their new Florida life.

If you are approaching retirement and want a clearer, more structured plan, we would be happy to talk. There is no cost and no pressure. Just a straightforward conversation about where you are and where you want to go.